Social Security Limit 2025 Earnings Limit

Social Security Limit 2025 Earnings Limit. People under full retirement age can earn up to $22,320 in 2025 (rising to $23,400 in 2025) while on social security without penalty. If you are working, there is a limit on the amount of your earnings that is taxable by social security.

The social security earnings test is what the government uses to determine whether to withhold money from a senior’s benefit checks. Under this rule, you can get a full social security benefit for any whole month you are retired.